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The Burgess Team, REALTORŽ, real estate agents and broker for Beaches of South Walton, DeFuniak Springs and Grayton Beach Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on DeFuniak Springs, The Beaches of South Walton and Grayton Beach, Florida Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the DeFuniak Springs, The Beaches of South Walton, DeFuniak Springs and Grayton Beach real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top real estate agents in Historic DeFuniak Springs, Beaches of South Walton, DeFuniak Springs and Grayton Beach, we have the experience and track record you are looking for. Please let us help.

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School Reports in DeFuniak Springs, Beaches of South Walton and Grayton Beach, Florida

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Schools in DeFuniak Springs, Beaches of South Walton and Grayton Beach

Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Q	What is the earliest residential building that remains in Manhattan?
A	Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783.
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The Burgess Team
The Burgess Team of NWF, INC.
1184 Circle Drive Suite A
DeFuniak Springs, FL 32435
Office: 850-892-3355
Tel: 850 585-0662
Cell: 850 585-0563
Fax: 850-892-3352
Email: Jimmy@swbeaches.com

Jimmy lives by the Zig Ziglar philosophy that if you help enough other people get what they want, you will get what you want. His focus, drive and motivation are to create clients for life. This can only be accomplished by assisting sellers in a transaction that sells their property at the highest possible price, with the least amount of issues in the least amount of time. If you are looking to buy or sell a home or to discuss Jimmys philosophy on Real Estate sales, he can be reached any time at 850-585-0563, his cell phone, 850-892-3355, office phone or 850-892-1033 his home phone.

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